Your Home. Your Future. Our Expertise.

At Waterstone Mortgage, we don’t just work here—we live here too. As your New Mexico neighbors, we understand the unique charm of living in the Land of Enchantment, and we’re here to help you call it home. Whether you’re buying your first house, building your dream home, or refinancing to make the most of your mortgage, we’re with you every step of the way—with local knowledge, expert guidance, and personalized solutions.

Why Choose Waterstone Mortgage?

We’re more than a mortgage lender—we’re your local partner in homeownership. At Waterstone Mortgage, we combine the resources of a national company with the personal care of a hometown team. Our goal is to make your home financing journey smooth, stress-free, and successful.

Our Benefits:

Local Expertise

We know New Mexico—and we know mortgages. Our team understands the local market, giving you an edge whether you’re buying, building, or refinancing.

Personalized Service

Your goals are unique, and your loan should be too. We tailor each solution to fit your financial situation and long-term plans.

Wide Range of Loan Options

From Conventional, FHA, VA, USDA, and Construction/Renovation loans—we offer a full suite of financing options to match your needs.

Comprehensive Home Financing Services

No two home journeys are the same—which is why we offer a diverse range of services to support you wherever you are in your homeownership path. Whether you’re just starting out or planning your next move, our team is here to guide you with transparency and care.

Home Purchase Loans

Ready to buy? We’ll help you find the right loan—from Conventional, FHA, VA, and USDA—so you can make confident offers and move in with peace of mind.

Refinance Solutions

Want to lower your rate or tap into your home equity? Our refinance programs are designed to help you save money or access funds for life’s next big step.

Construction & Renovation Loans

Building new or transforming your current home? Our construction and renovation loans provide the financing flexibility you need to bring your vision to life.

Rooted in New Mexico. Focused on You.

At Waterstone Mortgage, we’re proud to serve the vibrant communities of New Mexico. With deep roots in the area and a passion for helping our neighbors succeed, our team delivers more than just mortgages—we deliver trust, transparency, and results.

Community-Focused

We live where you live, and we’re invested in the growth and well-being of our local neighborhoods.

Trusted Advisors

With decades of combined experience, our team provides expert guidance and honest advice—so you always feel confident in your decisions.

Long-Term Commitment

Our relationship doesn’t end at closing. We’re here to support you now and in the future, no matter where your homeownership journey leads.

What Our Customer Have To Say!

“Waterstone Mortgage has provided absolutely great service throughout our home buying process. Being first-time home buyers, it was an intimidating process and finding a dependable and honest lender is hard. They provided us the best possible rates and educated us every step of the way.”

- Nabeel A.

“Waterstone Mortgage has done several mortgage loans for me and their team always does such a great job! They are very knowledgeable and the communication is top notch. Thanks Waterstone Mortgage for another smooth transaction!”

- Robin C.

“The high level of commitment and attention to detail is top shelf which is something that is hard to find in this era. Communication is also clear, concise, and easy for everyone to understand.”

- Kevin L.

Get In Touch!

Contact Us

All loan requests are subject to credit approval as well as specific program requirements and guidelines. For some programs, income and property restrictions may apply. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Equal Housing Lender. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). New Mexico Mortgage Loan Company Branch License.
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